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How to deal with stock market volatililty?
February 29, 2020

My son who is 14 years old, broke his leg when he fell from his bicycle. He was in a lot of pain. I took

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ELSS mutual funds investment re-cycling
February 28, 2020

As we approach the end of another financial year, many of you would be trying to find an investment that qualifies for 80C tax benefit

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Goal based planning and investing
February 19, 2020

Why do you invest? To create wealth say some. To have more money say some others. To take care of retirement say another group. I

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Budget 2020 DDT is removed. what does this mean for me?
February 3, 2020

What is DDT? Dividend given by a stock or a mutual fund is subjected to a tax called Dividend Distribution Tax (DDT). When a stock

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Income tax new optional tax slabs
February 1, 2020

The new tax slabs proposed by Finance minister today is lower than the earlier tax slabs. But there is a catch! You need to forego

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Can I invest retirement corpus into an Aggressive Hybrid fund and do a 4% withdrawal?
January 31, 2020

There was a write-up by the editor cum owner of a very popular website on Mutual funds. The writer has claimed that a retiree could

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I am 30, I am taking a term life insurance for 55 years with premium paying term only 10 years. It is good no?
January 24, 2020

No. it is not good. It is like throwing your hard earnedmoney down the drain! Please read on to find out why it is not

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Soon I am getting retirement from the service. How do I plan for my investment after retirement?
January 22, 2020

Since you have asked this question, I assume you do not have a pension. You will be receiving your PF, Gratuity etc. from your company

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Lumpsum Vs STP for Mutual funds which one is better?
January 17, 2020

I had got a question from a client who had a lump sum to invest in equity mutual funds but was hesitant to invest it

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How much life insurance do I require?
December 14, 2019

I have heard people say 1 crore term life insurance is good. Some others say 10 times annual income is required. Another school of thought

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Why Term life insurance till 85 years of age is a NO?
December 13, 2019

For those of you who are members of the facebook group Asan Ideas for wealth, you would have seen that lots of people recommend to

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Mutual funds: Regular plan Vs Direct plan
December 10, 2019

 In 2013, SEBI introduced the Direct plan which are mutual funds which investors invest directly contacting the fund house. The intention of SEBI was to

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B207, Chartered Madhura Apts, Uttarahalli Main Road,      Bengaluru 560061.

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Mobile: +91 9901022744

Email: sriram.jayaraman@arthagyan.com

SEBI Registration details:

SEBI Regn. No: INA200011976 Name: Sriram Jayaraman  Registration type: Individual  Validity: Perpetual

Local SEBI address: 2nd Floor, Jeevan Mangal Building, No.4, Residency Road, Bangalore 600025.

Registration granted by SEBI, membership of BASL and certification of NISM in no way guarantee performance of the Investment Adviser or provide any assurance of returns to investors. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Copyright © 2025 Sriram Jayaraman - Fee only financial planner in Bangalore, India. All rights reserved.
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