Can I invest retirement corpus into an Aggressive Hybrid fund and do a 4% withdrawal?

There was a write-up by the editor cum owner of a very popular website on Mutual funds. The writer has claimed that a retiree could invest his/her retirement corpus into balanced/Hybrid funds and withdraw 4% every year. The link to the write-up is here. This got me thinking to check out the validity of this …

Can I invest retirement corpus into an Aggressive Hybrid fund and do a 4% withdrawal? Read More »

I am 30, I am taking a term life insurance for 55 years with premium paying term only 10 years. It is good no?

No. it is not good. It is like throwing your hard earned money down the drain! Please read on to find out why it is not good. Term life insurance This is the cheapest insurance to cover the risk of loss of income for your dependents if something happens to you. You need to take …

I am 30, I am taking a term life insurance for 55 years with premium paying term only 10 years. It is good no? Read More »

Soon I am getting retirement from the service. How do I plan for my investment after retirement?

Since you have asked this question, I assume you do not have a pension. You will be receiving your PF, Gratuity etc. from your company and you have some amount of savings for your retirement. For retirement planning, there are several factors which you may need to consider. What will be the post retirement monthly …

Soon I am getting retirement from the service. How do I plan for my investment after retirement? Read More »