Sriram Jayaraman

Presentation for employees of a company nearing their retirement

Last week, I was pleasantly surprised to get a call from a corporate entity. The request from the caller was to conduct a financial planning session for their employees who are nearing retirement. The parameters given to me was that their employees (between 10 and 15) were retiring in the near future and would be …

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Franklin Templeton has closed 6 debt funds – all you need to know

COVID-19 has created a first big impact in the Debt mutual funds space. Franklin Templeton had announced a closure of 6 of its debt funds. The closed funds are below: An investor cannot redeem any of the units from the date of closure. The official notification from the AMC is here. Franklin is one of …

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Can I invest retirement corpus into an Aggressive Hybrid fund and do a 4% withdrawal?

There was a write-up by the editor cum owner of a very popular website on Mutual funds. The writer has claimed that a retiree could invest his/her retirement corpus into balanced/Hybrid funds and withdraw 4% every year. The link to the write-up is here. This got me thinking to check out the validity of this …

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