Skip to content
Arthagyan Financial Adviser
  • Home
  • About
  • My Investing Story
  • Fee-only Financial Planning
  • Blog
  • Media
  • SEBI Disclosures
  • Contact

Lumpsum Vs STP for Mutual funds which one is better?

January 17, 2020 / Mutual Funds / Sriram Jayaraman

I had got a question from a client who had a lump sum to invest in equity mutual funds but was hesitant to invest it as a lump sum. He asked if it is better to invest it in a liquid fund and then set up monthly or weekly STP to invest into the equity […]

Lumpsum Vs STP for Mutual funds which one is better? Read More »

How much life insurance do I require?

December 14, 2019 / Life Insurance / Sriram Jayaraman

I have heard people say 1 crore term life insurance is good. Some others say 10 times annual income is required. Another school of thought says 20 times annual income is very good to have. Is this the thumb rule for everyone? What if I no dependents? What if I have a large corpus already

How much life insurance do I require? Read More »

Why Term life insurance till 85 years of age is a NO?

December 13, 2019 / Life Insurance / Sriram Jayaraman

For those of you who are members of the facebook group Asan Ideas for wealth, you would have seen that lots of people recommend to take term insurance only till the working age of 55 or 60. Let us do some calculations to understand why this is recommended. Let us take the case of a

Why Term life insurance till 85 years of age is a NO? Read More »

Mutual funds: Regular plan Vs Direct plan

December 10, 2019 / Mutual Funds / Sriram Jayaraman

 In 2013, SEBI introduced the Direct plan which are mutual funds which investors invest directly contacting the fund house. The intention of SEBI was to segregate the sales and distribution costs and charge these costs only to regular plans. So that direct plans will be free from these additional costs. Investors who invest in direct

Mutual funds: Regular plan Vs Direct plan Read More »

Do I need to take a separate Health Insurance?

January 17, 2019 / Health Insurance / Sriram Jayaraman

I have my corporate Mediclaim. Do I need to take a separate Health Insurance? Ravi, aged 48 is working in a reputed MNC IT company. His family is his home-maker wife and 2 kids. He had a family floater group Mediclaim policy for his family. All were in good health and free of any life-style

Do I need to take a separate Health Insurance? Read More »

Post pagination
← Previous 1 2 3

Categories

  • Financial planning
  • Health Insurance
  • Life Insurance
  • Mutual Funds
  • Retirement Planning
  • Tax Planning

Recent Posts

  • Huge tax shock for Debt fund investors
  • Book review – Let’s talk Money
  • The dilemma of financing higher education
  • What is the cost of free advise?
  • Happy new year 2021!

BASL Membership id: 1430

Address

B207, Chartered Madhura Apts, Uttarahalli Main Road,      Bengaluru 560061.

Contact:

Mobile: +91 9901022744

Email: sriram.jayaraman@arthagyan.com

SEBI Registration details:

SEBI Regn. No: INA200011976 Name: Sriram Jayaraman  Registration type: Individual  Validity: Perpetual

Local SEBI address: 2nd Floor, Jeevan Mangal Building, No.4, Residency Road, Bangalore 600025.

Registration granted by SEBI, membership of BASL and certification of NISM in no way guarantee performance of the Investment Adviser or provide any assurance of returns to investors. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Copyright © 2025 Sriram Jayaraman - Fee only financial planner in Bangalore, India. All rights reserved.
  • Home
  • About
  • Fee-only Financial Planning
  • Blog
  • Contact